Frequently asked questions
Frequently asked questions
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Do I need 20% Down to Qualify for a Home Loan?
Do I need 20% Down to Qualify for a Home Loan?
No. In most cases, Home Buyers are able to qualify with as low as 3% down.
How low can my credit scores be?
How low can my credit scores be?
To get the best financing having a credit score of 660+ is recommendable however, we can finance with scores as low as 620 FICO.
Do you have First Time Home Buyer Programs?
Do you have First Time Home Buyer Programs?
Yes, we have several FTHB Programs. Ask us about them.
What's the difference between The Maaia Team and a Banker?
What's the difference between The Maaia Team and a Banker?
Simple. The Maaia Team are wholesale Mortgage Brokers that get you the lowest rates the market has available. Mortgage Banks only offer high retail rates.
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